深圳金融監管局:促進房地產業良性循環 保持建築企業融資連續穩定
深圳金融監管局印發《關於進一步加大金融服務支持疫情防控促經濟保民生穩發展的實施方案》提出,進一步加大對房企風險化解力度,在「保交樓」前提下,優化預售監管資金提取條件,促進企業資金良性循環。
各金融機構要有效區分項目風險和企業風險,加大對優質項目的支持力度,保持房地產開發貸款平穩有序增長,不盲目抽貸、斷貸、壓貸,不搞「一刀切」,積極做好重點房地產企業風險處置項目併購金融服務,促進房地產業良性循環和健康發展,並要加大流動性貸款等支持力度,保持建築企業融資連續穩定。
方案並提到,要加大金融支持實體經濟和科技創新力度,引導轄內銀行機構繼續加大信貸投放力度。2022年全年,實現新增普惠小微企業貸款2,000億元人民幣(下同),力爭普惠小微企業貸款餘額中信用貸款佔比持續提高,大型銀行、股份制銀行全年新增小微企業法人首貸戶數量高於去年。
2022年新發放普惠型小微企業貸款利率較2021年進一步下降。全年新增製造業貸款900億元、科技型企業貸款1,500億元、綠色信貸700億元等。
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