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羅兵鹹永道:數字化轉型成中國銀行未來發展重點
羅兵鹹永道公佈《2021年中國銀行業回顧與展望》報告,其香港審計業務合夥人鄭善斌表示,過去一年中國銀行投放大量資源在數字化轉型方面,包括5G應用、人工智能、大數據等範疇,認爲未來會持續增加。 他認爲未來關注點在於各大銀行的轉型過程,他們怎樣發掘數據背後價值,從而令其資產增值,並指銀行未來會投放更多資源在培育人才方面。 香港金融服務合夥人姚家仁表示,銀行股價變動波幅向來較整體股票市場少,相信未來走勢取決於房地產服務業貸款情況、以及新冠疫情發展等。他預計,未來不良貸款率會上升,並會直接影響銀行業整體經營情況及其盈利等因素,料未來銀行股價波幅更加貼近市場情況,或會較之前高一點。(ca/k) ~
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