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廣州農商銀行(01551.HK)年度歸母淨利跌37.5%至31.75億元
格隆匯 04-01 03:30

格隆匯4月1日丨廣州農商銀行(01551.HK)公佈,截至2021年12月31日止年度,利息淨收入人民幣195.59億元,同比增長10.83%;手續費及佣金淨收入人民幣13.19億元,同比增減少0.59%;營業收入人民幣234.81億元,同比增長10.66%;歸屬於母公司股東的淨利潤人民幣31.75億元,同比減少37.5%;基本每股盈利人民幣0.26元。

2021年,集團實現税前利潤44.57億元,同比下降29.11%;淨利潤37.76億元,同比下降28.43%。税前利潤和淨利潤同比下降,主要是由於外部複雜環境和疫情衝擊影響,集團計提較大額度資產減值損失以增強抵禦風險能力。

2021年12月31日,集團資產總額11616.29億元,較上年末增加1337.57億元,增幅13.01%。其中貸款和墊款總額較上年末增加887.37億元,增幅15.60%,主要原因是集團持續加大對實體經濟支持力度,貸款規模穩定增長。

集團公司貸款總額4070.27億元,較上年末增加271.69億元,增幅7.15%。個人貸款總額1584.29億元,較上年末增加180.98億元,增幅12.90%。票據貼現總額922.07億元,較上年末增加434.70億元,增幅89.19%。

在複雜嚴峻的外部環境下,疊加新冠疫情等因素影響,集團持續加大風險化解及不良處置力度,2021年12月31日,集團不良貸款率1.83%,較上年末上升0.02個百分點;關注類貸款佔比4.12%,較上年末下降0.3個百分點。

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