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郵儲銀行(01658.HK)年度淨利升18.99%至765.32億元 擬10派2.474元

格隆匯3月30日丨郵儲銀行(01658.HK)公佈,截至2021年12月31日止年度,報吿期內,該行實現淨利潤765.32億元,同比增長18.99%。實現營業收入3,187.62億元,同比增長11.38%,其中,實現利息淨收入2,693.82億元,同比增長6.32%;實現手續費及佣金淨收入220.07億元,同比增長33.42%。平均總資產回報率和加權平均淨資產收益率分別達0.64%和11.86%,同比分別提高0.04個和0.02個百分點;每股收益為0.78元,同比增加0.07元。

公司擬將以本行總股本92,383,967,605股普通股為基數,向股權登記日登記在冊的全部普通股股東派發現金股利,每10股普通股派發人民幣2.474元(含税),派息總額約人民幣228.56億元(含税)。

資產負債規模穩健增長,結構優化成效明顯。截至報吿期末,該行資產總額125,878.73億元,較上年末增長10.87%;其中,客户貸款總額64,540.99億元,較上年末增長12.91%。存貸比、信貸資產佔比、個人貸款佔比較上年末分別提高1.65個、0.92個、1.28個百分點。負債總額117,923.24億元,較上年末增長10.41%;其中,客户存款總額113,540.73億元,較上年末增長9.62%。一年期及以下存款佔比提升,長期限高成本存款壓降明顯,存款結構持續優化。

資產質量保持優良,資本實力不斷增強。截至報吿期末,該行不良貸款率0.82%,較上年末下降0.06個百分點;撥備覆蓋率418.61%,較上年末提高10.55個百分點。核心一級資本充足率9.92%,較上年末提高0.32個百分點;資本充足率14.78%,較上年末提高0.90個百分點。

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