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眾安保險堅持有質量增長,2021年保費同比增22%,首次實現承保盈利
格隆匯 03-23 16:51

3月23日,眾安保險(06060.HK)發佈2021年年度報吿,公司發揮保險科技和生態連接上的優勢,進一步推進保險普惠,為超過5億用户提供了有温度的保險服務,全年理賠客户數1.29億。

公司堅持有質量的可持續增長,以科技驅動降本增效,去年總保費突破200億元,達到203.7億元,同比增長21.9%。並實現了成立以來的首次承保盈利,由於承保盈利和投資收益的穩健增長,公司去年實現歸母淨利潤11.6億元,同比增長達110.3%。

健康生態和數字生活生態仍然是驅動眾安保費增長的兩大引擎。2021年,眾安保險為2586萬被保用户提供了健康保障和醫療服務,健康生態總保費約77億元,其中,健康個險的付費用户達到1800萬。數字生活生態2021年實現保費收入73億元,寵物險、碎屏險、無憂保等創新業務市場佔比大幅提升。

科技輸出方面,2021年,眾安的科技輸出收入達到5.2億元,同比增長42%。去年,眾安共服務保險產業鏈客户109家,同比新增34家。海外佈局上,眾安科技輸出的業務版圖進一步拓展,服務的國際客户從日本、新加坡、馬來西亞、印度尼西亞等國擴展到越南、泰國、菲律賓及歐洲。

眾安國際旗下虛擬銀行ZA Bank作為香港首家正式開業的虛擬銀行,不到兩年時間裏,用户數量到去年底就已經突破50萬,存款餘額達70億港元,貸款餘額同比增長約4倍至約25億港元,業務規模始終保持行業領先地位,也是目前香港本地產品最齊全的虛擬銀行之一。

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