《大行報告》花旗:人行降一年期MLF利率 料上半年減息25個基點及降準50個基點
人民銀行今日(17日)進行7,000億元人民幣(下同)一年期中期借貸便利(MLF)操作,利率由上月2.95%降至2.85%。花旗發表報告,維持人行將在星期四(20日)將1年和5年 貸款市場報價利率(LPR)下調5個基點的預測。該行認爲,內地貨幣寬鬆政策將進一步深化,預期今年上半年內將總共降息25個基點,下調存款準備金率(RRR)50個基點。
花旗表示,人民銀行下調MLF時機合符預期,但力度較預期中進取,認爲不能等待到農曆新年長假期之後再次下調利率。該行認爲,在下調5年期LPR後再下調按揭利率,對穩定房地產市場來說有必要,預料未來兩星期,人行需要向市場注入具規模的流動性。
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