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《大行報告》大和下調信行(00998.HK)評級至「跑贏大市」 目標價上調至4.05元
阿思達克 01-17 11:04
大和發表報告,預期中信銀行(00998.HK)去年平均生息資產按年增長13.4%,但淨利息收入僅按年上升2.2%,主要由於淨息差按年收縮23個基點至2.03%。 展望今年,大和預期信行的生息資產增長會受制於高存貸比但存款增長不足,淨息差亦料將受累行業壓力,及其調整組合以降低風險。 大和將中信銀行股份評級由「買入」降至至「跑贏大市」,不過目標價由4元升至4.05元,並微調2021年至2023年預測。
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