《藍籌業績》友邦(01299.HK)第三季新業務價值按固定匯率計升2% 遜預期
友邦保險(01299.HK)公佈截至今年9月底止第三季新業務價值錄7.35億美元,以固定匯率基準計按年升2%,按實質匯率(AER)計升4%,對比本網綜合7間券商預期友邦第三季新業務價值(實質匯率計)中位數7.53億美元,遜市場預期。
按實質匯率計,集團第三季新業務價值利潤率爲58.5%,按年升6.9個百分點;年化新保費跌8%至12.49億美元;總加權保費收入升2%至89.52億美元。
至於友邦首三季新業務價值錄25.49億美元,按固定匯率基準計按年升15%,按實質匯率計升20%。按實質匯率計,期內新業務價值利潤率爲58.9%,按年升5.5個百分點,由產品組合轉變、承保開支超支減少及政府債券收益率上升所帶動;年化新保費升9%至43.09億美元;總加權保費收入升7%至274.63億美元。
友邦首席執行官兼總裁李源祥表示,香港持續實施的旅遊限制嚴重侷限來自中國訪港旅客的銷售;不包括香港,集團的新業務價值超出2019年首九個月疫情大流行前的水平。另與東亞銀行(00023.HK)在中國及香港建立全新的銀行保險夥伴關係取得初步的正面成果。
集團首三季中國新業務價值錄得雙位數字的增長;香港業務錄得非常強勁的新業務價值增長,由本地客戶羣的卓越表現所帶動。
此外,集團展望,收入上升、私人保險滲透率偏低及有限的社會福利覆蓋,繼續帶動亞洲區內對友邦保險產品的結構性需求。儘管全球經濟在2021年強勢復甦,惟疫情大流行造成的持續影響導致第三季增長步伐放緩。在集團個別的市場,尤其是在疫苗接種率偏低的地方,抗疫限制繼續造成幹擾,理賠亦有所增加。縱使面對近期的不明朗因素,有信心在強勁的增長往績支持下執行策略性優先任務。
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