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据报投连险将推新规 身故赔偿下限为已缴保费1.5倍
阿思达克 11-01 14:39
《星岛日报》引述消息报道,备受市场关注的投资相连保险日内将有新规定出台,由於过往该类投连险被指集中投资成分,保障不足,因此今次新规定会加强保障部分,以及退保安排,当中会订明身故赔偿下限为已缴保费的1.5倍。另外,投连险内的基金收费,不可高於该基金单独在银行销售时收取的费用。 报道指出,多年前,金管局监於投连险惹起不少客户投诉,曾发出严格销售指引,令一众银行退出投连险市场。在新安排下,银行有望再染指该市场,而汇丰银行在今次谘询过程中出力甚大,相信或会重售投连险产品。
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