《大行報告》摩通升郵儲銀行(01658.HK)目標價至6.3元 評級「增持」
摩根大通發表研究報告,調整了對郵儲銀行(01658.HK)的估值模型,計入上半年業績後,上調其2021至2023年各年盈測分別5.7%、7.9%及9.4%,目標價由6元升至6.3元,維持評級「增持」。
報告稱,金融科技發展屬專型的核心驅動力,有助成本控制及信貸風險管理。另其不良貸款確認程序改善亦減少了信貸風險,郵儲銀行收緊了壞賬確認政策,加強了貸款撥備水平。報告形容市場對郵儲銀行結構改善未獲充分認識,包括貸存比率改善,費用收入增加及成本效益改善。
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