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眾安保險輸出保險新基建,助推保險生態數字化轉型
格隆匯 08-26 16:43

8月26日,眾安保險(6060.HK)發佈2021年半年報,公司繼續深耕健康、數字生活、汽車、消費金融等生態,上半年為4億用户提供有温度的保險服務。1-6月,公司總保費收入為98.4億元,同比增長45%,並首次實現承保盈利。

作為領先的保險科技公司,眾安藉助科技有效實現降本增效。2021年上半年,公司堅持可持續和有質量地增長,綜合成本率同比下降4.1個百分點至99.4%,歸母淨利潤為7.6億元,同比增長54%。

眾安將自身沉澱的保險新基建能力和成熟的產品體系向全球保險業輸出。上半年,公司科技輸出收入2.7億元,同比增長122%,簽約保險產業鏈客户44家,較去年同期新增16家。在國內市場,眾安的客户羣包括太平集團、太保集團、友邦人壽等等,約75%的存續客户今年進一步採購。科技輸出總收入中,持續性收入佔比達48%。

在海外一帶一路沿線市場,眾安服務的國際客户版圖繼續在東南亞擴大,並在歐洲完成首個客户的產品上線,支持當地領先的財險、壽險以及互聯網保險平台推出多款碎片化、場景化的保障產品。

眾安在香港佈局的當地首家虛擬銀行ZA Bank繼續保持各項指標領先,截至6月30日,ZA Bank保持行業領先,存款同比增長2倍至76億港元,貸款增長20倍至13億港元。到7月中,ZA Bank的用户數量已突破40萬。

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