大新銀行(02356.HK)料下半年貸款增長加速 續控資金成本
大新銀行(02356.HK)今年上半年貸款增長及淨息差擴闊,帶動淨利息收入增長。該行董事總經理兼行政總裁王祖興於業績會議上表示,上半年資金成本下降幅度大於貸款息率下降幅度,有助淨息差擴闊,下半年將會繼續循相關途徑維持淨息差。
上半年貸款增長主要來自企業貸款,王祖興預計下半年增長將會快於上半年,不過期內由於疫情關係,中港仍未通關,因此跨境貸款未見明顯增長。大新銀行上半年貸款撥備按年大幅減少,管理層表示,若下半年未有重大逆轉因素,相信貸款質素將會繼續向好,有信心減值撥備續維持低位。
另外,被問及大新有否私有化計劃,王祖興對此表示否定。
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