招商銀行(600036.SH)半年度歸母淨利潤升22.82%至611.5億元 撥備覆蓋率439.46%
格隆匯8月13日丨招商銀行(600036.SH)發佈2021年半年度報吿,實現營業收入1687.49億元,同比增長13.75%;歸屬於本行股東的淨利潤611.50億元,同比增長22.82%;扣除非經常性損益後歸屬於本行股東的淨利潤609.41億元,同比增長22.54%;基本每股收益2.35元。
報吿期內,實現淨利息收入993.41億元,同比增長9.32%;非利息淨收入694.08億元,同比增長20.75%;歸屬於本行股東的平均總資產收益率(ROAA)和歸屬於本行普通股股東的平均淨資產收益率(ROAE)分別為1.42%和18.06%,同比分別上升0.13和1.12個百分點。
截至報吿期末,集團資產總額88858.86億元,較上年末增長6.27%;貸款和墊款總額53829.98億元,較上年末增長7.04%;負債總額81243.18億元,較上年末增長6.46%;客户存款總額59801.65億元,較上年末增長6.25%。
截至報吿期末,集團不良貸款餘額545.42億元,較上年末增加9.27億元;不良貸款率1.01%,較上年末下降0.06個百分點;撥備覆蓋率439.46%,較上年末上升1.78個百分點;貸款撥備率4.45%,較上年末下降0.22個百分點。
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