You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
寧波銀行(002142.SZ)半年度歸母淨利潤升21.37%至95.19億元 撥備覆蓋率510.13%
格隆匯 08-13 16:03

格隆匯8月13日丨寧波銀行(002142.SZ)發佈2021年半年度報吿,實現營業收入250.19億元,同比增長25.21%;歸屬於母公司股東的淨利潤95.19億元,同比增長21.37%;歸屬於母公司股東的扣除非經常性損益的淨利潤94.98億元,同比增長21.19%;基本每股收益1.58元。

2021年上半年,公司實現利息淨收入159.83億元,同比增長21.91%;實現非利息收入90.36億元,同比增長31.53%。公司客户工程建設進展良好,“資金流、渠道流和客户流”三流合一的經營模式,使得核心客户經營與商業模式優化相輔相成,推動公司收入結構優化取得新進展。2021年上半年,公司非利息收入佔比同比提升1.74個百分點至36.12%;個人貸款佔比較年初提升0.80個百分點至38.85%;活期存款佔比較年初提升1.25個百分點至46.20%。

截至2021年6月末,公司資本充足率為14.74%,一級資本充足率為10.60%,核心一級資本充足率為9.38%;年化加權平均淨資產收益率為17.49%,年化總資產收益率為1.10%。公司資產負債配置效率持續提升,2021年上半年淨息差為2.33%,同比上升8個基點;淨利差為2.59%,同比上升9個基點。

截至2021年6月末,公司資產總額18337.21億元,比年初增長12.72%;各項存款10437.95億元,比年初增長12.82%;各項貸款7958.56億元,比年初增長15.72%。不良貸款率0.79%,撥貸比4.02%,撥備覆蓋率510.13%。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account