《大行报告》花旗:汇控(00005.HK)退出美国零售银行业务 对改善盈利能力迈出正面一步
就汇丰控股(00005.HK)近日公布将透过多项交易退出美国零售银行市场,相关交易正待监管机构批准,买方包括公民银行(Citizens Bank)及国泰银行(Cathay Bank)等,汇丰美国将转型为美国财富及个人银行业务,专注於服务高资产净值个人银行及财富管理业务的环球连系。
花旗发表报告表示,估计汇控或於2022年首季完成退出美国零售银行业务,会录得一次性除税前亏损1亿美元,料相关业务此後将不会有明显盈利或亏损,指其集团退出美国零售银行业务,相信对集团改善盈利能力方向迈出正面一步。
该行指,汇丰控股旗下美国财富管理及个人银行业务(WPB)於过去数年无论是列账及经调整基准下均录得亏损,相关业务会提高了成本收入比率,今次集团将相关业务分支由原来148个降至逾20个,估计可令成本降低,并令到旗下美国相关业务的除税前盈利改善。
花旗予汇丰控股「中性」投资评级及港股目标价49.3元。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.