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传蚂蚁拟将众筹式医保「相互宝」变成受监管业务
阿思达克 05-07 08:41
《华尔街日报》引述消息人士透露,蚂蚁集团目前与内地监管部门商讨,将原本有争议的「相互宝」(是一种众筹式的医疗保险)变成受监管的业务,该产品在中国拥有近9,100万用户。

消息指「相互宝」可能变成一种属於中国银行和保险监管机构监管范围的商业产品,考虑中的方向之一是与已拥有牌照的内地保险公司合作,将「相互宝」改为保险计划,但不会考虑关闭;消息指磋商仍在进行,尚未做出决定。

「相互宝」是一种众筹式的医疗保险,该服务可免费加入,在罹患某些重疾或受到危及生命的伤害的情况下,成员可获得最高合4.5万美元的一次性现金赔付。

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