Mox宣布推出Mox Credit服务 冀年底用户数增至20万
Mox宣布正式推出Mox Credit、信用形式的消费服务,行政总裁顾海出席记者会时指,Mox客户人数已突破10万,而新服务Mox Credit可即时有申请结果,用户申请获批後,现有的Mox Card将会加设信用额,并立即切换至Mox Credit。他指出,合资格消费最高可有10%现金回赠,回赠可每天结算及存入Mox户口,而Mox Credit不设最低消费要求,免息还款期56天并不设年费。
他指出上周Mox用户数字突破10万人,存款逾55亿元,Mox Card使用量达250万次,而应用在App Store及Play Store评分分别达4.8及4.7分,期望到年尾用户人数可倍增至20万。
他透露随着Mox Credit及其他产品推出,到年中公司会开始有新的收入来源,但同时亦会继续投资於建立新的银行营运模式。他举例指公司有逾10万名客户,现时平均一名员工服务逾550名客户,而行内普遍一人服务约200名客户左右,公司目标到年尾每名员工可服务1,000名客户,同时亦强调会继续招聘,目前Mox员工人数约为180人,冀今年续聘30-40人。被问及何时扭亏,他相信香港於未来3-4年会出现有盈利的虚拟银行,而Mox将成当中之一。
另外他又透露公司正在财富管理产品方面做准备,认为香港有很大潜力,将探索不同领域发展。尽管面对低息环境,他强调公司仍有足够利润,无计划下调存款息。
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