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Mox宣布推出Mox Credit服務 冀年底用戶數增至20萬
阿思達克 05-04 15:48
Mox宣布正式推出Mox Credit、信用形式的消費服務,行政總裁顧海出席記者會時指,Mox客戶人數已突破10萬,而新服務Mox Credit可即時有申請結果,用戶申請獲批後,現有的Mox Card將會加設信用額,並立即切換至Mox Credit。他指出,合資格消費最高可有10%現金回贈,回贈可每天結算及存入Mox戶口,而Mox Credit不設最低消費要求,免息還款期56天並不設年費。

他指出上周Mox用戶數字突破10萬人,存款逾55億元,Mox Card使用量達250萬次,而應用在App Store及Play Store評分分別達4.8及4.7分,期望到年尾用戶人數可倍增至20萬。

他透露隨著Mox Credit及其他產品推出,到年中公司會開始有新的收入來源,但同時亦會繼續投資於建立新的銀行營運模式。他舉例指公司有逾10萬名客戶,現時平均一名員工服務逾550名客戶,而行內普遍一人服務約200名客戶左右,公司目標到年尾每名員工可服務1,000名客戶,同時亦強調會繼續招聘,目前Mox員工人數約為180人,冀今年續聘30-40人。被問及何時扭虧,他相信香港於未來3-4年會出現有盈利的虛擬銀行,而Mox將成當中之一。

另外他又透露公司正在財富管理產品方面做準備,認為香港有很大潛力,將探索不同領域發展。儘管面對低息環境,他強調公司仍有足夠利潤,無計劃下調存款息。

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