中信銀行(00998.HK)一季度淨利潤156.41億元 同比增長8.22%
格隆匯4月29日丨中信銀行(00998.HK)公佈,2021年第一季度,公司實現經營收入519.31億元,同比增長0.70%。其中,利息淨收入374.08億元,同比增長1.29%;非利息淨收入145.23億元,同比下降0.80%。期間淨利潤增長良好,實現歸屬於本行股東的淨利潤156.41億元,同比增長8.22%。
截至報吿期末,集團資產總額77,856.36億元,較上年末增長3.65%;負債總額72,098.95億元,較上年末增長3.72%;貸款及墊款總額46,450.88億元,較上年末增長3.84%;客户存款總額46,469.96億元,較上年末增長2.62%。
報吿期內,集團持續加大問題貸款化解和不良處置力度,不良貸款餘額、不良貸款率有所下降,資產質量保持平穩。截至報吿期末,不良貸款餘額715.29億元,較上年末減少19.23億元;不良貸款率1.54%,較上年末下降0.10個百分點;撥備覆蓋率185.87%,較上年末上升14.19個百分點;貸款撥備率2.86%,較上年末上升0.04個百分點。
截至報吿期末,本行對公存款餘額35,248.71億元,較上年末增長2.35%;對公貸款(不含貼現)餘額21,117.88億元,較上年末增長6.93%,對公客户總數達到84.74萬户,較上年末增加2.21萬户。本行個人存款餘額8,389.26億元,較上年末增長2.06%;個人貸款餘額18,932.72億元,較上年末增長2.30%;個人客户總數11,266.17萬户,較上年末增加178.12萬户。
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