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惠譽上調新華保險(01336.HK)評級展望至穩定
阿思達克 04-14 15:07
評級機構惠譽將新華保險(01336.HK)的保險公司財務實力評級(IFS)展望由負面調整為穩定,並確認財務實力評級為「A」,反映新華保險充足的償付能力、持續強勁的財務表現及良好的業務狀況。

惠譽預期,按目前資產管理策略和產品結構,短期內新華保險將保持良好的經營業績和穩健的償付能力緩衝水平。新華保險截至20年度末的綜合償付能力充足率保持在278%,遠高於100%的最低監管要求。在新華保險去年5月發行100億元人民幣資本補充債券後,按照惠譽Prism模型衡量,公司截至去年上半年末的風險資本水平仍處於強健等級。

惠譽預期,新華保險將保持良好的營運業績,雖然新業務價值和新業務價值利潤率有所下降,但去年有效業務價值進一步增長,而18年至20年的平均稅前資產收益率為1.6%,高於IFS評級處於A區間的壽險公司的指引水平。

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