中國華融(02799.HK):華融湘江銀行首季淨利潤增長5.8%至8.5億元
格隆匯 4 月 12日丨中國華融(02799.HK)公吿,公司附屬華融湘江銀行披露2020年年度報吿,報吿期末,按合併報表口徑,該行資產總額4059.76億元(人民幣,下同),較年初增加391.99億元,增長10.69%;負債總額3749.73億元,較年初增加321.78億元,增長9.39%;股東權益310.02億元,較年初增加70.21億元,增長29.28%;利潤總額36.71億元;淨利潤28.69億元。
截至2021年3月31日止三個月,華融湘江銀行實現營業收入28.18億元,同比增長12.1%;利潤總額11.08億元,同比增長0.6%;淨利潤8.5億元,同比增長5.8%;基本每股收益0.11元。
根據披露,該行在實現自身穩健發展的同時,積極履行社會責任,通過打造小微產品創新體系、設立小微信貸專項額度、成立專業團隊等措施全面提升小微企業金融服務能力。截至2020年末,該行小微貸款餘額559.03億元,較年初增長51.82億元,普惠貸款餘額160.94億元,較年初增長23.22億元,連續兩年達到普惠貸款達標定向降準二檔要求,連續7年達到“三個不低於”或“兩增兩控”監管要求,近三年立足覆蓋全省的180家餘家機構網點,通過“税聯e貸”、“煙商e貸”、“創業貸”、“惠農貸”等為代表的小微金融全產品體系累計服務當地小微企業客户逾60萬户,貸款利率低於行業平均水平,先後獲得全省金融機構融資創新考評一等獎、湖南省金融機構支持地方經濟建設目標考核一等獎、小微企業金融服務先進單位、全國銀行業金融機構小微企業金融服務優秀團隊、湖南省普惠金融發展貢獻獎等榮譽。
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