建設銀行(00939.HK)2020年淨利同比增長1.62%至2735.79億元
格隆匯 3 月 26日丨建設銀行(00939.HK)公吿,2020年,集團全力支持疫情防控和企業復工復產,服務實體經濟質效提升。資產負債規模實現較快增長,集團資產總額28.13萬億元,增幅10.60%;其中發放貸款和墊款淨額16.23萬億元,增幅11.62%。負債總額25.74萬億元,增幅10.96%;其中吸收存款20.61萬億元,增幅12.24%。利息淨收入較上年增長7.23%,手續費及佣金淨收入較上年增長3.32%,經營收入7142.24億元,較上年增長5.34%;撥備前利潤5,265.45億元,較上年增長7.43%。主動加快風險暴露,集團不良率1.56%,較上年上升0.14個百分點。集團淨利潤2735.79億元,較上年增長1.62%。平均資產回報率1.02%,加權平均淨資產收益率12.12%,資本充足率17.06%。
2020年,集團積極應對新冠肺炎疫情影響,持續提升經營發展質效,實現税前利潤3,366.16億元,較上年增長3.07%;淨利潤2,735.79億元,較上年增長1.62%。主要影響因素如下:
(1)生息資產增長帶動利息淨收入實現平穩增長,利息淨收入較上年增加388.43億元,增幅7.23%。
(2)手續費及佣金淨收入較上年增加36.84億元,增幅3.32%。
(3)經營費用較上年僅增長0.23%,一般性開支有所下降。成本收入比25.38%,較上年下降1.37個百分點,繼續保持良好水平。
(4)加大貸款和墊款損失準備計提力度,減值損失總額1,899.29億元,較上年增長16.15%
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