浦發銀行(600000.SH)2020年度淨利潤降0.99%至583.25億元 擬10派4.8元
格隆匯 3 月 26日丨浦發銀行(600000.SH)發佈2020年年度報吿,實現營業收入1963.84億元,同比增長2.99%;利潤總額666.82億元,同比下降4.49%;歸屬於母公司股東的淨利潤583.25億元,同比下降0.99%;歸屬於母公司股東的扣除非經常性損益的淨利潤579.10億元,同比增長0.62%;基本每股收益1.88元,擬每10股派發現金股利人民幣4.8元(含税)。
三大業務板塊營收佔比持續優化,零售業務貢獻繼續保持領先;實現利息淨收入1385.81億元;非利息淨收入578.03億元,同比增長25.21%。
報吿期內,集團信貸業務運行平穩,新發生不良趨緩,風險處置有序,年末不良貸款率較年初下降,資產質量趨勢向好,截至報吿期末,按五級分類口徑統計,集團後三類不良貸款餘額為784.61億元,比上年末減少34.20億元,不良貸款率1.73%,較上年末下降0.30個百分點;不良貸款的準備金覆蓋率達152.77%,比上年末上升17.83個百分點。
報吿期末,集團資產總額為79502.18億元,比上年末增加9442.89億元,增長13.48%;其中,本外幣貸款總額為45339.73億元,比上年末增加5080.72億元,增長12.62%。集團負債總額73044.01億元,增長13.34%;其中,本外幣存款總額為40764.84億元,比上年末增加4486.31億元,增長12.37%。
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