交通銀行(03328.HK)2020年實現淨利潤782.74億元 同比增長1.28%
格隆匯 3 月 26日丨交通銀行(03328.HK)發佈截至2020年12月31日止年度業績公吿,2020年,面對新冠肺炎疫情的嚴重衝擊和複雜嚴峻的經營環境,集團積極落實金融工作“三項任務”,做好“六穩”“六保”工作,堅持高質量發展和服務實體經濟不動搖,深入貫徹新發展理念,深度融入國家戰略,統籌推進疫情常態化防控和經營發展,集團整體經營保持了“穩中有進、穩中提質”的趨勢。董事會建議,以報吿期末的總股本74,262,726,645股為基數,向本行登記在冊的A股股東和H股股東,每股分配現金股利人民幣0.317元(含税),共分配現金股利人民幣約235.41億元。
聚焦價值創造,經營業績保持穩健。報吿期內,集團實現淨利潤(歸屬於母公司股東)782.74億元,同比增長1.28%。實現淨經營收入2,467.24億元,同比增長5.96%;利息淨收入1,533.36億元,同比增長6.42%;手續費及佣金淨收入450.86億元,同比增長3.35%;息差保持基本穩定,集團淨利息收益率1.57%;在加大科技投入情況下,集團成本收入比28.29%,同比下降1.82個百分點。
資產平穩增長,貸款投放力度加大。報吿期末,集團資產總額10.70萬億元,較上年末增長8.00%。客户貸款餘額5.85萬億元,較上年末增加5,441.49億元,增幅10.26%,同比多增941.02億元;客户存款餘額6.54萬億元,較上年末增加5,341.84億元,增幅8.90%,同比多增2,536.03億元。
守牢風險底線,資產質量持續實。報吿期末,集團不良貸款率1.67%,較上年末上升0.20個百分點。貸款減值損失562.69億元,同比增加71.88億元,增幅14.65%。撥備覆蓋率143.87%,符合監管要求。
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