人行:數字人民幣將與支付寶及微信支付並存
人民銀行數字貨幣研究所所長穆長春於國際清算銀行小組討論上表示,計劃中的數字貨幣將與螞蟻集團支付寶和騰訊(00700.HK)微信支付等目前主導線上支付市場的技術平台並存。
他又指,人行開發數字人民幣的理由包括捍衛貨幣主權、充當支付寶及微信支付的後備、提高支付系統效率,及促進金融普惠。他指現時支付寶及微信支付共同佔據移動支付市場98%的佔有率,若遇到問題,可能會對中國金融穩定產生負面影響。
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