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瀘州銀行(01983.HK)年度純利減少9.12%至5.76億元 不良貸款率1.83%
格隆匯 03-25 22:46

格隆匯3月25日丨瀘州銀行(01983.HK)發佈公吿,截至2020年12月31日止年度,公司營業收入31.55億元,比上年增加3.48億元,增幅12.40%。其中利息淨收入佔比87.38%,比上年減少9.47個百分點。非利息淨收入3.98億元,佔比12.62%。歸屬於本行股東淨利潤5.76億元,同比減少9.12%;每股收益0.25元。

這一年,本行總體規模大幅攀升。截至2020年末,本行資產總額1,188.86億元,同比增長29.67%;存款總額852.23億元,同比增長38.72%;貸款總額596.24億元,同比增長33.21%。三項指標增幅均居於四川省城商行乃至全國上市銀行前列。

報吿期內本行持續強化對信貸資產質量的動態監控,深入貫徹各項監管政策,不斷提高風險化解能力。信貸資產規模保持較快增長。當前全球經濟環境複雜多變,部份企業經營困難;加上2020年突發的新冠肺炎疫情,更加劇了該部份企業的經營壓力,不能按期歸還貸款,導致我行不良率有所上升。報吿期末本行貸款總額596.24億元,比上年末增長33.21%;不良貸款總額10.88億元,比上年末增長6.71億元;不良貸款率1.83%,比上年末上升0.89個百分點。

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