《大行报告》中金料内银股利润增长或创五年最高 荐四大行、招行及光行等
中金发表报告指,国新办举行推动银行业保险业高质量发展新闻发布会,其中提及贷款利率预期回升、各项金融风险有序化解。该行重申看好今年银行业绩和股价表现,息差企稳、信用成本自高位回落,银行业利润增长速度可能创过去五年最高值。与此同时,各类潜在问题资产风险有序出清,有利於行业估值修复。
该行个股推荐存在估值修复空间的兴业银行(601166.SH)、光大银行A/H(601818.SH)(06818.HK)、四大行A/H,以及受益於新一轮业绩估值分化周期的招商银行A/H(600036.SH)(03968.HK)、平安银行(000001.SZ)和常熟银行(601128.SH)。
中金提到,评论流动性温和收敛,利好银行贷款定价。去年以来各国采取积极的财政政策和宽松的货币政策以应对疫情,近几个月通胀预期上行,该行预计政策和流动性可能出现拐点。另外。银保监会主席郭树清表示,随着今年市场利率回升,预计贷款利率也会有所回升。
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