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东亚:疫情带来不确定性选择保留资金 料净息差维持较低水平
阿思达克 02-24 15:33
东亚银行(00023.HK)公布去年全年业绩,派息比率由逾50%降至约41%。联席行政总裁李民桥在电话会议上表现,新型肺炎疫情为银行业带来很大的不确定性,因此该行选择保留较多资金,令往後业务发展有更多弹性。而集团派息比例政策为介乎30%至70%,未来派息方面应会有弹性。

他指,去年是非常不寻常的一年,董事会考虑派息需平衡业务机会、股东及监管预期等,认为目前该行的资金头寸良好,容许未来业务增长及其他发展。另外,集团正进行出售东亚人寿的流程,他称目前未能透露详情,但相信出售结果有利未来盈利及资本能力改善,集团亦会继续开源节流,包括前中後台数据化、优化分行及拓展大湾区业务等,估计将来人手会持平。

李民桥又提到,去年三月香港银行同业拆息开始下跌,预期在低息环境持续下,净息差会维持在较低水平。该行又继续采取吸客措施,去年香港总存款录3.8%增长,存款质素正在改善,同时该行已进行大量风险管理工作,虽然不良贷款率短期可能仍处高位,但风险可控,料再有显着减值的机会不大。

对於新一份财政预算案提出增加股票印花税,他称对高频交易的影响会多於零售及财富管理等客户,而该行亦有不同增加非利息收入的途径,包括销售保险及私人银行业务等。管理层又指,业界觉得是次印花税加幅大,增幅达30%,股市亦有即时反应,但相信消化过後市场会回稳,投资者会继续买入有质素的股份。

中国业务方面,联席行政总裁李民斌表示去风险工作已进行得七七八八,在中国经济反弹下,料今年贷款规模会有增长。至於业务何时达收支平衡,他称会一如既往尽最大努力做到最好。

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