東亞銀行(00023.HK)年度純利升10.8%至36.14億港元 全年派息0.40港元
格隆匯2月24日丨東亞銀行(00023.HK)公佈2020年度業績，2020年集團錄得可歸屬於集團股東溢利達36.14億元港幣(單位下同)，同比增加10.8%，主要是由於內地的減值損失大幅減少所致；集團的撥備前經營溢利下跌15.17億元或15.4%至83.47億元；每股基本盈利為0.97元，宣派第二次中期股息每股0.24元，全年合共派息每股0.40元。
集團的淨利息收入減少30.16億元，或20.7%，至115.50億元。淨息差由1.86%收窄至1.48%，而賺取利息的平均資產減少0.4%。服務費及佣金收入淨額增加4700萬元，或1.6%，至29.22億元。來自貸款、零售銀行服務、證券及經紀及投資產品銷售的佣金收入淨額均錄得增長。而不利的宏觀經濟狀況導致信用卡和與貿易相關的業務佣金收入下跌，抵銷了部分服務費及佣金收入的增加。
於2020年12月底，集團綜合資產總額達8844.20億元，較2019年底的8651.98億元增加2.2%。客户存款總額增加2.7%，至5892.02億元。其中，活期存款和往來存款賬户結餘增加30.75億元，增幅為4.6%，及儲蓄存款增加481.60億元，增幅為34.5%。包括客户存款及所有已發行存款證的存款總額增加至6500.54億元。
金融工具的減值損失支銷淨額由2019年的72.53億元大幅下降至2020年的46.74億元，主要是由於中國內地業務錄得的減值損失減少所致。集團的減值貸款比率由2019年12月底的1.22%，上升至2020年12月底的1.26%。香港業務的減值貸款比率由0.25%上升至0.75%，而內地業務的減值貸款比率則由3.80%下降至3.10%。另外，在2020年集團錄得位於馬來西亞營運的一所聯營公司的投資減值損失，金額為4.02億元。
於2020年12月31日，總資本比率、一級資本比率及普通股權一級資本比率分別為21.9%、19.4% 及16.5%。截至2020年12月31日止季度的平均流動性覆蓋比率為183.8%，遠高於100%的法定下限。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
