汇控(00005.HK):今年预期信贷减值势少於去年 重申年内不会回购
汇控(00005.HK)今日公布去年全年业绩,行政总裁祈耀年表示,暂未见利率回升的可能性,将会集中於提升费用收入,及持续减少支出以弥补收入减少。
集团财务总监邵伟信表示,本港业务今年开局良好,美国及英国业务表现亦正面,亚洲有多增长机会,存款及贷款亦有机会重新定价。主要挑战仍为低息环境,本港同业拆息亦疲弱,集团对一个月及三个月拆息表现较敏感。
惟邵伟信指,今年预期信贷减值势将少於去年,自今年的81个点子合理化,甚至低於往年的40至50点子正常水平。他并重申,集团今年内不会进行回购,年内仍有50亿美元风险加权资产需要减少,2022年後若在业务投资後仍有额外资本,将会考虑回购。
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