據報內地互聯網金融平台停售多個銀行存款產品
據《券商中國》報道,支付寶、京東金融、滴滴金融、天星金融等互聯網平台已於25日晚關閉銀行存款產品的現有用戶購買入口。
有民營銀行接到監管指導,已將自營渠道周期派息類存款產品下架。該類存款產品興起於靠檔計息等創新存款產品被喊停之後。有地方監管人士表示,此類存款實質上屬於靠檔計息產品(定期存款提前支取靠檔計息產品),銀行及時下架符合監管要求。
報道引述消息指,此前上述互聯網平台僅對新用戶關閉購買入口,存量用戶仍可以對已購買的銀行存款產品增加申購,這一突然轉變是因為監管再次對這一業務進行了窗口指導。
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