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騰訊(00700.HK)旗下財付通違反支付業務相關規定 被罰877萬人幣
阿思達克 01-04 14:06
據內地傳媒報道,央行深圳中心支行去年12月31日披露的行政處罰信息公示表,因違反支付業務相關規定,農業銀行(01288.HK)深圳市分行、國銀租賃(01606.HK)、騰付通、騰訊(00700.HK)旗下財付通分別被處罰金230萬元人民幣(下同)、90萬元、614萬元和877萬元。

其中,騰付通違規事項共含11項,包括未按規定履行客戶身份識別義務;與身份不明的客戶進行交易;未按規定報送大額交易報告或者可疑交易報告;允許外包服務機構以特約商戶名義入網並接收其發送的銀行卡交易信息;未按真實交易場景、準確標識並完整發送、保存交易信息,確保交易信息真實、完整、可追溯和在支付全流程中的一致性;未按規定建立並落實收單銀行結算賬戶管理制度;違規向不符合條件的特約商戶提供「T+0」結算服務;未按規定建立並落實客戶實名制管理制度;未按規定建立並落實特約商戶檢查制度;未按規定建立並落實支付賬戶限額管理制度;未按規定辦理相關變更事項。

財付通涉及違規事項則包括8項,主要為未按真實交易場景、準確標識並完整發送、保存交易信息,確保交易信息真實、完整、可追溯和在支付全流程中的一致性;為非法交易、虛假交易提供支付服務,發現客戶疑似或者涉嫌違法違規行為未按規定採取有效措施;違反條碼支付業務限額管理規定;違規開展支付業務合作;未備案開展條碼支付業務;未按規定時間保存交易驗證記錄;未能如實提供調查材料;未按規定建立並落實資質審核制度。

財付通遭予以警告,沒收違法所得318萬元,處罰款558萬元,合計罰沒金額877萬元。另財付通公司風控總監也被警告,並處罰款55萬元。

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