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《大行报告》中金:中银保监明确划定理财产品销售管理 助内银资管业务发展
阿思达克 12-28 14:37
中金发表研究报告指,银保监会制定《商业银行理财子公司理财产品销售管理暂行办法(徵求意见稿)》,作为《商业银行理财子公司管理办法》的配套制度,旨在规范理财子公司销售业务活动并保护投资者合法权益,认为此次意见稿出台符合预期,有助於银行资管业务可持续性发展。

该行指出相关法案的好处,包括明确划定理财产品销售机构范围,现阶段仅包括理财子和吸收公众存款类银行业金融机构;理财产品客户群体具有明确风险偏好,银行端渠道优势显着;有助於银行机构获取客户和经营客户,加快财富管理业务发展;把握理财子能力建设的窗口期。

该行重点推荐理财子转型、财富管理转型显着超出同业的银行机构,主要包括招商银行、平安银行、宁波银行、兴业银行等。

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