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内地要求银行保险机构不得变相增加小微企融资成本 工行民行等被点名
阿思达克 11-23 08:22
《新华网》报道,国务院办公厅督查室、银保监会要求,各银行保险机构和助贷机构要引以为戒、举一反三,强化对稳企业的金融支持,积极为企业纾困解难,让中小微企业贷款可获得性明显提高,综合融资成本明显下降;切实维护贷款企业知情权、自主选择权和公平交易权,不得利用市场优势地位附加不合理条件、强制捆绑销售、转嫁成本、违规收费,变相增加小微企业隐性融资成本。对无视禁令、顶风违规的,金融监管部门将发现一起、处理一起,绝不姑息。

工商银行(01398.HK)(601398.SH)、民生银行(01988.HK)(600016.SH)等机构被点名,其中,工商银行部份分支机构违规向小微企业收取贷款承诺费、投融资顾问费等「两禁两限」费用。民生银行在已有抵押的前提下向客户销售保险费率较高的人身意外险,提取高额代理手续费。(ta/w) ~

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