宏利金融-S(00945.HK)第三季核心盈利15億加元 同比減少6%
格隆匯 11 月 12日丨宏利金融-S(00945.HK)發佈公告，2020年第三季新造業務價值錄得4.60億加元，較2019年第三季下跌14%。亞洲方面，新造業務價值較去年同季下跌16%，錄得3.65億加元，主要由於中國香港方面年度化保費等值銷售額錄得跌幅及利率下降。加拿大方面，新造業務價值錄得6,700萬加元，較2019年第三季上升31%，主要由於大額團體保險銷量上升。美國方面，新造業務價值錄得2,800萬加元，較去年同季下跌38%，主要由於2019冠狀病毒病疫情引致國際萬用壽險銷售下跌。
2020年第三季錄得歸於股東的收入淨額21億加元，較2019年第三季上升13億加元。增幅歸因於投資相關經驗錄得收益而去年同季錄得虧損、股市與利率及變額年金保證負債的直接影響方面錄得收益(而去年同季則錄得虧損，其中包括與加拿大精算標準委員會更新最終再投資利率假設相關的5億加元撥備)，以及為改善舊有業務資本效益所作的再保險交易帶來影響，而精算方法及假設年度檢討所帶來的1.98億加元撥備則產生若干抵銷作用。2020年第三季投資相關經驗反映固定收入再投資活動的有利影響，以及在私募股權公允值收益帶動下，另類長期資產錄得高於預期的回報(包括公允值的變更)。
2020年第三季錄得15億加元核心盈利，較2019年第三季減少6%。2020年第三季的核心盈利相較2019年第三季有所下跌，反映季內未錄得核心投資收益(而去年同季則錄得收益)、“企業及其他”業務部的投資收益下降、加拿大保險業務的保單持有人經驗不利好，以及2019冠狀病毒病引致新生意銷量下跌。上述項目的部分影響為以下因素所抵銷：有效業務的增長、中國香港及“亞洲其他地區”產品組合利好，以及全球財富與資產管理業務所管理和提供行政管理的平均資產總值錄得增長。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
