郭家耀: 蚂蚁上市触礁短期拖累科网股 内银估值仍低
正荣金融业务部副总裁郭家耀称,美股周二(3日)大幅向好,投资者期望美国总统大选有结果後,更多纾困方案即将推出,三大指数均录得显着升幅收市。美元走势回软,美国十年期债息回升至0.89厘水平,金价表现向好,油价亦显着反弹。港股预托证券个别发展,预料大市早段温和低开。
内地股市走势向好,沪综指高开高走,收市上升1.4%,沪深两市成交额继续清淡。
受外围走势带动,港股持续强势,指数一度重上25,000点水平,尾市升幅略为收窄,大市成交则略有增加。外围表现强势,观望美国总统大选结果,蚂蚁集团(06688.HK)上市触礁,短期拖累科网股表现,限制大市升幅,预料指数继续於24,200至25,200点水平上落。
另内银股已全数公布三季度业绩,跟与二季度相比,由於三季度贷款市场报价利率保持不变,净息差处於稳定状态,回升3个基点,净利息收入同比增长10%,按季亦增长8%。费用收入的增长率维持在12%,非利息收入第三季同比增长5%。尽管拨备金在三季度仍增长21%,但远低於二季度的83%增长,整体拨备水平下调,三季度信贷成本环比下降43点子。大部份内银的税後盈利录得温和跌幅,平均下降2%,较二季度的21%跌幅显着收窄。整体内银盈利回稳,息差进一步受压可能性不大,拨备水平亦随宏观经济回稳减低,行业估值仍然低企,股价後市有望反弹。
(笔者为证监会持牌人,没持有上述股份)~
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