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中国银保监发文点名蚂蚁(06688.HK)旗下花呗:手续费高 与普惠金融理念不符
阿思达克 11-03 08:12
据《21世纪经济报道》引述中国银保监会消费者权益保护局局长郭武平发文指,在收费方面,金融科技公司缺乏统一标准,一般高於持牌金融机构。例如蚂蚁集团(06688.HK)(688688.SH)旗下「花呗」与银行信用卡业务基本相同,但分期手续费高於银行,与其普惠金融理念不符,实际上是「普而不惠」。

同时,有金融科技公司存在过度收集并滥用客户信息、信息管理不当的问题,在消费者不知情的情况下,其信息在平台方、支付机构、出资方等之间流转,侵害了消费者信息安全权。前几年现金贷快速发展时,非法买卖借款人个人信息的情况时有发生。

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