貴陽銀行(601997.SH)：前三季度淨利降0.96%至42.65億元
格隆匯 10 月 30日丨貴陽銀行(601997.SH)公佈，公司前三季度實現營業收入117.05億元，同比增長8.18%；歸屬於母公司股東的淨利潤42.65億元，同比下降0.96%；歸屬於母公司股東的扣除非經常性損益的淨利潤42.49億元，同比下降0.98%；歸屬於母公司普通股股東的基本每股收益1.33元。
截至報告期末，資產總額5,762.40億元，較年初增加158.41億元，增長2.83%，增速保持在合理水平。貸款總額2,171.36億元，較年初增加126.21億元，增長6.17%。該行堅持金融服務實體經濟，持續加大對民營企業、小微企業的投放力度，貸款增速超過資產增速。存款總額3,363.25億元，較年初增加30.91億元，增長0.93%。
前三季度，實現營業收入117.05億元，同比增長8.18%。報告期內加大撥備計提力度，實現歸屬於母公司股東的淨利潤42.65億元，同比下降0.96%。股東回報總體平穩，歸屬於母公司股東的每股淨資產11.36元，較年初上升0.78元；基本每股收益1.33元；加權平均淨資產收益率(年化)16.09%；總資產收益率(年化)1.03%。同時，費用預算精細化管理水平進一步提升，成本收入比23.04%，較上年同期下降0.99個百分點。
因新冠疫情、宏觀經濟增速放緩等原因影響部分企業經營，對該行的資產質量管控帶來挑戰，截至報告期末，該行不良貸款率1.58%。該行持續提升全面風險管理水平，加強資產質量管控，遏制新增風險暴露和不良貸款生成，2020年前三季度不良貸款率分別為1.62%、1.59%、1.58%，連續三個季度環比下降。面對當前疫情和經濟形勢，主動加大了撥備計提力度，增強風險抵禦能力，報告期末撥備覆蓋率300.09%，較年初上升8.23個百分點；撥貸比4.73%，較年初上升0.50個百分點。
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