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《公司业绩》建设银行(00939.HK)第三季纯利682.06亿人民币 跌4.1%
阿思达克 10-30 03:55
建设银行(00939.HK)公布9月止首三季度业绩,经营收入5,359.54亿人民币(下同),按年增加4.8%。录得纯利2,058.32亿元,倒退8.7%,主要是由於减值损失大幅增加;每股收益82分。

期内,利息净收入4,047.87亿元,增加6.7%;净利差1.99%,净利息收益率2.13%,分别下降0.13及0.14个百分点,主要受利率市场化稳步推进、市场利率低於去年同期和存款竞争激烈等因素影响。手续费及佣金净收入1,135.07亿元,增加4.2%。

前三季度,减值损失1,617.63亿元,增加515.67亿元,增幅46.8%。其中,信用减值损失1,613.15亿元,受疫情及贷款规模增加等因素影响,增加46.7%。

单计第三季度,经营收入1,760.3亿元,增加5.3%。录得纯利682.06亿元,倒退4.1%,每股收益27分。

9月止,不良贷款2,555.28亿元,较年初增加430.55亿元;不良贷款率1.53%,上升0.11个百分点。拨备覆盖率217.51%,下降10.18个百分点。

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