《公司業績》建設銀行(00939.HK)第三季純利682.06億人民幣 跌4.1%
建設銀行(00939.HK)公布9月止首三季度業績,經營收入5,359.54億人民幣(下同),按年增加4.8%。錄得純利2,058.32億元,倒退8.7%,主要是由於減值損失大幅增加;每股收益82分。
期內,利息淨收入4,047.87億元,增加6.7%;淨利差1.99%,淨利息收益率2.13%,分別下降0.13及0.14個百分點,主要受利率市場化穩步推進、市場利率低於去年同期和存款競爭激烈等因素影響。手續費及佣金淨收入1,135.07億元,增加4.2%。
前三季度,減值損失1,617.63億元,增加515.67億元,增幅46.8%。其中,信用減值損失1,613.15億元,受疫情及貸款規模增加等因素影響,增加46.7%。
單計第三季度,經營收入1,760.3億元,增加5.3%。錄得純利682.06億元,倒退4.1%,每股收益27分。
9月止,不良貸款2,555.28億元,較年初增加430.55億元;不良貸款率1.53%,上升0.11個百分點。撥備覆蓋率217.51%,下降10.18個百分點。
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