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汇控(00005.HK)料第四季净利息收益将进一步下跌 全年信贷损失提拨将接近预期低位
阿思达克 10-27 12:26
汇控(00005.HK)公布第三季业绩,集团行政总裁祈耀年於报告中表示,地缘政治风险、特别是与中美贸易及其他摩擦相关的风险仍然高踞不下,英国退出欧盟的计划仍然有很大不确定性,虽然贸易谈判持续,但双方无法於2020年底前达成协议的机会依然存在。集团并预期,全球低息环境将令净利息收益持续受压。根据目前的利率水平,预期今年第四季的净利息收益将进一步下跌,但踏入2021年後将会逐渐回稳。

报告并指,2020年预期信贷损失提拨现时趋向80亿美元至130亿美元之间的较低水平。此项最新预测假设目前经济前景进一步大幅恶化的可能性较低,以及现时至今年底的第三级减值与年初至今的季度平均提拨大致相同,但将继续受新型肺炎疫情及地缘政治紧张带来的高度不明朗因素影响。

集团并期望,将2022年度的成本基础降至原定的310亿美元目标以下,并透过超额达致节省成本总额45亿美元的目标来实现。为了达到节约成本所订立的「达标支出」目标,预期将花费超过60亿美元。集团并预期能於2022年底前超额完成削减1,000亿美元风险加权资产总值的目标。此举可让更多资源分配到更具竞争优势,以及回报和增长潜力更高的领域。

报告重申,在有关成本、资本及风险加权资产投放的工作完成後,计划於集团2020年终业绩中披露转型计划的最新详情,以及集团中期财务目标的最新数字。根据2020年的业绩,以及集团对2021年前景的预测,董事会将会考虑是否就2020年派发一次较为保守的股息。是否派发股息须视乎2021年初的经济前景,以及徵询监管机构的结果而定,预计於2021年2月会有最终决定,并於发表2020年终业绩时一并公布,预期会同时披露集团2021年及往後经修订的股息政策。

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