永明调查:疫情下近40%受访者开始规划理财
永明调查发现,疫情启发消费者更努力於退休储蓄,并愿意节衣缩食减开销。较多90後指疫情下减少社交活动,有更多时间计划退休储蓄。另外疫情下受访者愿意主动减省吃喝玩乐以及置装、美容、理发的开销,缩减幅度平均达35%,接近40%受访者於过往一年因经济环境、裁员或减薪而忧虑自身财务状况,从而采取行动规划理财。
香港永明金融首席市务及数码策略总监冯婉欣表示,了解到有主动减省开销的人中有40%增拨金钱於储蓄、投资或备用现金上以积谷防饥。惟不少人因前景未明,至今仍不敢作新的投资或理财决定。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.