中國平安(02318.HK)總經理:未來五年將續投入1,000億人幣在科技發展
中國平安(02318.HK)總經理兼聯席CEO謝永林在近日召開的第十二屆上海陸家嘴論壇上表示,科技助力金融有兩大途徑,一是「從0到1」,二是「從1到N」。
他續指,所謂「從0到1」,是以金融公司為主體,例如銀行、保險、券商、基金等大型金融機構,發展人工智能、區塊鏈、雲、大數據等科技手段提升核心金融業務,實現效率提升、體驗提升、成本降低、風險降低、模式創新。之後,企業結合從「從0到1」的經驗和成果,批量化賦能中小金融機構,幫助其分享科技發展紅利,提高服務效率和效能,實現「從1到N」。
謝永林指出,通過「從0到1」自建科技能力,有兩大必要條件缺一不可。首先需要持續且巨大的科技投入。平安過去10年科技投入累計超過1,000億元人民幣,未來5年還將繼續投入1,000億元人民幣;其次,科技的研發和應用高度依賴於豐富的金融場景,需要不斷試錯、不斷迭代、形成模式。
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