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平安银行(000001.SZ)上半年净利润跌11.2% 净息差收窄至2.59%
阿思达克 08-27 19:12
平安银行(000001.SZ)披露上半年业绩报告显示,2020年上半年,归属於母公司股东净利润136.78亿元人民币(下同),按年跌11.2%;基本每股收益0.66元。

期内,营业收入783.28亿元,按年增长15.5%;减值损失前营业利润561.5亿元,按年增长18.9%。净息差2.59%,较去年同期下降3个基点。

净利润减少主要受疫情带来的不确定性影响,该行根据经济走势及国内外环境预判,主动加大了拨备计提力度,以提升风险抵补能力,在加大核销的同时,提升拨备覆盖率,从而导致净利润下降。

期内,该行负债平均成本率2.42%,较去年同期下降27个基点。其中,吸收存款平均成本率2.35%,较去年同期下降14个基点。

截至2020年6月末,不良率为1.65%,与上年末持平。拨备覆盖率、逾期60天以上贷款拨备覆盖率及逾期90天以上贷款拨备覆盖率分别为214.93%、228.44%和267.01%,较上年末分别上升31.81个百分点、38.1个百分点和44.12个百分点。

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