汇控(00005.HK)料全年信贷损失准备介乎80亿至130亿美元
汇控(00005.HK)公布上半年业绩,集团行政总裁祈耀年表示,上半年业绩受到新型肺炎疫情、利率下跌、地缘政治风险及市场波动加剧影响。尽管如此,亚洲业务的表现仍然硬朗,与去年上半年相比,环球资本市场业务更录得强劲增长。
他表示,为应对新冠病毒疫情,集团一度暂停部分转型行动,但现时将加快实施2月份公布的计划,亦正研究在新的经济环境下需要采取何种额外措施,令汇丰的业务更加稳健及更可持续。
他又提及,目前中美两国之间的紧张局势,势必令汇丰这类业务网络庞大的机构挑战重重。集团将以客户的长远需求及投资者的最佳利益为先,应对各种政治挑战。
集团业绩报告指出,料今年下半年至明年将继续面对各种潜在的经济後果,部分取决於新冠病毒疫情再度爆发的潜在影响、疫苗研发的进展以及市场和客户的信心水平,集团业务所在的部分市场,包括香港和英国亦会受到地缘政治风险加剧的影响。
集团预期,信贷损失的敏感度分析中应用一系列权重,得出今年的预期信贷损失准备可能介乎80亿美元至130亿美元的结果。监於平均经济预测转差以及今年第二季的实际损失经验,此范围比首季为高,并会继续受新型肺炎疫情及地缘政局紧张带来的高度不明朗因素影响。
另外,环球利率下调及客户交易活动减少令收入压力增加,此项趋势料将持续。集团拟加速实施转型计划,并执行额外的成本控制措施,以减轻收入所受到的压力,并进一步投资於科技。
集团预期,今年风险加权资产会录得中至高单位数增长,主要来自信贷评级变动,对其普通股权一级资本比率将带来不利影响。集团将继续致力减少低回报业务的风险加权资产并提升效率,将资源加快再分配到更有竞争优势,以及回报和增长潜力更高的领域。
此外,监於目前形势极不明朗,集团将继续密切关注业务计划及中期财务目标所受的影响,同时会审视日後的股息政策,计划在公布2020年终业绩时,提供中期财务目标和股息政策的最新讯息。
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