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报道指人行调查银行联合贷业务
阿思达克 07-28 13:15
内地传媒引述银行界指,人行近期发出《关於开展线上联合消费贷款调查的紧急通知》,向各银行统计消费类联合贷款业务的相关信息。

联合贷款普遍指银行与合作的金融机构基於共同的贷款条件,按约定比例出资,联合向符合条件的借款人发放互联网贷款。报道指,人行此次调查,很可能将开启针对联合贷款乱像中超杠杆放贷、银行机构风险外包等问题的整肃。後续对以上开展联合贷业务的蚂蚁集团、微众银行、平安普惠、京东金融等会产生影响。

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