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中金:理财通试点在即 长期利好中银(2388.HK)及港交所(0388.HK)
格隆汇 07-02 15:43

人行公布将于粤港澳大湾区开展“跨境理财通”业务试点,正式启动时间和细则待定。中金发表报告指,考虑到目前境内外较明显的利差,料跨境理财通的开通初期“北向通”交易将较为活跃,吸引港澳地区居民购买大湾区内地银行销售的合资格理财产品。长远而言,考虑到香港地区更多元的金融产品,料“南向通”亦也将日趋活跃,有助于促进大湾区内地居民跨境投资便利化,将资产进行更多元配置。

报告指,招商银行(03968.HK)和平安银行受益或较明显,长期将利好中银香港(02388.HK)和港交所(00388.HK)。由于招商银行、平安银行总部在深圳,在大湾区业务占比也较高,且在零售业务和理财产品销售的排名较为领先,料这两家银行将相对更受益于跨境理财通业务的推出。另外离岸人民币市场和未来“南向通”的发展有利中银香港,而更多互联互通产品和金融基础设施的连接,则利好港交所。

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