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高盛:跨境理財通對友邦(1299.HK)及其他香港保險公司影響有限
格隆匯 06-30 16:00

金管局聯同人民銀行和澳門金融管理局宣佈,在粵港澳大灣區開展“跨境理財通”業務試點,並公佈其框架內容。

高盛發表研究報告指,認為措施不太可能會包含一些常規期交保費的計劃,因為這將需要每年大幅增加資金流量配額,但一次性繳費保險就可能會符合資格。該行指,措施似乎對友邦保險(1299.HK)及其他香港保險公司的利潤提升有限,主要由於友邦的一次性繳費保險利潤率較低。該行予友邦“確信買入”評級,目標價為86港元。

該行指,由於香港保險企業近年減少對單一保費銷售的依賴,因此認為措施對內地保險公司新業務銷售的影響有限。至於對香港及內地保險企業的短期影響,該行指出將很大程度上取決於總配額及保險產品的吸引力。

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