浦發銀行(600000.SH)2019年度淨利潤升5.36%至589.11億元 擬10派6元
格隆匯4月24日丨浦發銀行(600000.SH)發佈2019年年度報告，實現營業收入1906.88億元，同比增長11.60%；利潤總額698.17億元，同比增長6.94%；税後歸屬於母公司股東的淨利潤589.11億元，同比增長5.36%；歸屬於母公司股東的扣除非經常性損益的淨利潤575.54億元，同比增長3.43%；基本每股收益1.95元，擬每10股派發現金股利6元(含税)。
2019年，平均總資產收益率(ROA)為0.90%，比上年下降了0.01個百分點；加權平均淨資產收益率(ROE)為12.29%，比上年下降了0.85個百分點。成本收入比率為22.58%，比上年下降2.32個百分點。
報告期內，集團多措並舉，調結構、穩增長成效顯著；三大業務板塊營收佔比持續優化，零售業務貢獻繼續保持領先；零售貸款新增1921.48億元，佔貸款增量的45.44 %。利息淨收入增長較快，達到1288.5億元，同比增長15.21%；利息支出同比下降1.54%，非利息淨收入618.38億元，同比增長4.77%。
集團信貸業務運行平穩，為應對外部複雜環境，滿足更為審慎的監管要求，集團進一步夯實資產質量，穩妥有序處置存量風險，年末不良貸款率有所上升，但總體風險可控，截至報告期末，按五級分類口徑統計，集團後三類不良貸款餘額為813.53億元，比上年末增加132.10億元，不良貸款率2.05%，較上年末上升0.13個百分點；不良貸款的準備金覆蓋率達133.73%，比上年末下降21.15個百分點；貸款撥備率(撥貸比)2.74%，比上年末降低0.23個百分點。
報告期末，集團資產總額為70059.29 億元，比上年末增加7163.23億元，增長11.39%；其中，本外幣貸款總額為39720.86億元，比上年末增加4228.81 億元，增長11.91%。集團負債總額64448.78 億元，增長10.90%；其中，本外幣存款總額為36278.53 億元，比上年末增加4008.35億元，增長12.42%。
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