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惠誉将汇丰控股(00005.HK)前景展望由「稳定」降至「负面」
阿思达克 04-02 14:05
随着新冠病毒疫情爆发,评级机构惠誉对18家英国银行作出评级行动,其中将汇丰控股(00005.HK)前景展望由「稳定」下调至「负面」,并确认其长期发行人评级「A+」。

其他还包括巴克莱被置於负面观察名单;莱斯银行、苏格兰皇家银行的展望被下调至负面等。

惠誉指出,疫情大流行对银行信用状况的最终影响尚不清楚,但认为具下行风险,从而作出这一连串评级行动。

惠誉预计全球经济增长将在2020年急剧下降,现在估计英国的GDP可能在其基准预测中於2020年下降近4%,然後在2021年急剧复苏。这一预期是基於遏制疫情措施在今年下半年解开,而上述预测仍有下调可能。

对於英国当局已对私营部门采取了货币和财政支持措施,惠誉指这对银行业应该是积极的。惟尽管如此,该行预计资产质素将较之前的预期减弱,而盈利将受到业务量下降、贷款减值提拨增加以及净息差的压力而受压。

汇控的负面展望反映了惠誉的观点,即疫情大流行带来的经济和金融市场影响给汇控的主要运营环境以及根据其目标执行战略和计划重组的能力造成重大下行风险。惠誉指看到汇控资产质量、盈利和资本恶化的风险增加,尽管目前仍处高水平。

惠誉亦将香港上海汇丰银行(HKSB)的展望调低至负面,以反映收入和资产质量方面的挑战,因为许多亚太地区市场环境均疲软。受到疫情影响,惠誉对大多数亚太地区银行体系的前景均为负面,故预计HKSB在香港以外地区的压力将更为严重。但亦指出,HKSB强大的流动性和资本缓冲为吸收资产质量恶化提供了空间,但亚洲不确定的经济前景可能会拖累HKSB的表现。

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